Summer time is the right time! The right time to relax and have some fun. Maybe you are also considering a vacation. If you are, do you have enough money in order to fund your vacation? Many Americans do not have enough money to pay for a vacation and they rely on bad credit loans.

In this article we are going to highlight some of the best summer time no credit check loan lenders. These direct lenders are popular in America and they give out many bad credit loans during the warm weather. So without further hesitation, let’s get into it, and let’s discuss these top no credit check summer time lenders.

#1. MONEYMUTUAL – Best Bad Credit Loan Company

#2. CREDITLOAN – Best Emergency Loan for Bad Credit Lender

#3. FUNDSJOY – Payday Loans For Bad Credit With Instant Approval

#4. TRUE AMERICAN LOAN – Top Short Term Loan Lender In America

#5. XMASFUNDS.COM – Instant Approval Bad Credit Loans

#6. PERSONAL LOANS – Quick Loans With Instant Approval

#7. BADCREDITLOANS.COM – $500 Loans With Instant Approval

#8. FUNDSGIFT – Cash Advance Experts With Guaranteed Approval

#9. SPEEDY CASH – Quick Loans For Bad Credit

#10. ULTRA CREDIT – Top Emergency Loan Provider In USA

#11. 123LOAN – Best Short Term Lender For $1000 Loans

#12. LOCO CREDIT – Instant Approvals For Installment Loans

#13. EAGLE CREDIT – Payday Loans For Students

#14 – BUZZBUZZ LOANS – Guaranteed Approval Personal Loans

#15. TOWERCREDIT – Fast Loans For Veterans

#16. ONEWAY – 24 Hour Loans For $1000

#17. SANDPIPER CREDIT – Best No Credit Check Loans For Seniors

#18. MYSTICAL CREDIT UNION – Speedy Short Term Loans

#1. MoneyMutual – Best Loans For Bad Credit And Payday Loans Online

MoneyMutual is the biggest lender in the bad credit loan space. They have a strong customer service team and a quick response time when you apply for a loan. Not only that, they have strong customer reviews when you look on their official website.

MoneyMutual has a large market share. Meaning that they give out a lot of bad credit loans. Really when you are looking for a payday loan provider, there are few companies that are better than MoneyMutual.

If you were to only pick one company, we would recommend you go with MoneyMutual. However, we know that people are not like that. People want to have options, and want to have a variety of bad credit loan companies to chose from. That is why we provided 18 bad credit loan lenders in this in depth review.


#2.CreditLoan – Payday Loans With Guaranteed Approval From Direct Lenders

CreditLoan is a respectable lender. They are not as big as MoneyMutual but they are a close second. Some people that watch the bad credit loan industry closely say that CreditLoan will eventually take over as the number one bad credit loan lender.

We can’t agree or disagree with that, because we do not know. What we do know is that they are an impressive lender that continues to grow and gain more market share.

Their loan sizes and interest rates are comparable to that of MoneyMutual.

We think that if they maintain a very good customer service approach with their existing client base, they will continue to prosper.


#3. FundsJoy – $500 Loans With No Credit Check

FundsJoy is an up and coming bad credit loan company. One of the things that impresses us the most regarding them is their excellent online presence. Let us explain.

If you visit the FundsJoy website, you will notice that the site is very user friendly and easy to navigate. On the site they use a lot of appealing colors. Not only that, once you have visited their site and you leave the site, you will see ads for FundsJoy all over the internet.

We can’t get into details as to why that is, as that is their own marketing tactic. However, what we do know is that they are absolutely great at what they do. And what they do is marketing non stop!


# 4. TRUE AMERICAN LOAN – Top Loans For Bad Credit For Veterans And Seniors

True American Loan is one of our favorite lenders to write about. We love this company because we love their branding. True American Loan knows exactly who their target market is. Their target market is, in case you are wondering, veterans and seniors.

What this means is that True American Loan has a lot of clients that are both veterans and seniors. However, are all of their clients veterans and seniors? Absolutely not! They have borrowers from every demographic you can think of. Their client base consists of:

  • Single income earners

  • Dual income households

  • Students

  • Single parents

  • Recent graduates

  • Families with kids

In addition, they offer a wide array of bad credit loans. When you get a personal loan with them you can often choose which type you are taking. Here is a complete list of what they offer their borrowers:

  • Bad credit loans

  • Payday loans

  • Loans for bad credit

  • Short term loans

  • 24 hour loans

  • $500 loans

  • $400 loans

  • $300 loans

  • $200 loans

  • $100 loans

  • Instant loans

  • 48 hour loans

  • No credit check loans

  • Direct lender loans

True American Loan is a company to watch out for. They by no means are as big as MoneyMutual, however, they have a very loyal customer base, and that often is more important.


#5. XMASFUNDS.COM – The Best Holiday Time Bad Credit Loans Direct Lender

XmasFunds – Some people think that XmasFunds is a bit of a joke. However, for those people that do think this, the joke is on them.

XmasFunds is a popular bad credit loan lender. As you may suspect from their name, they do a lot of business during the holiday season, and in particular, Christmas time.

But here is the thing, they continue to do business throughout the entire year. Not just at Christmas. Does that seem strange to you? Well when you think of it, it should not be too strange at all.

This is because everyone loves Christmas. Everyone loves the magic of Christmas and often people want to have that feeling last for as long as possible, and often throughout the year.

Have you ever come across those specialty stores that sell Christmas items all year long? So many of these stores exist, and they do lots of business.

If these Christmas themed stores can thrive throughout the year, so can a bad credit loan lender branded with a Christmas theme.


#6. FundsGift – No Credit Check Loans With Guaranteed Approval And Instant Approval

FundGift is a new bad credit loan lender. They have come onto the market by storm. Some say they are going to take over the number one spot very soon. We think it is too early to know this for sure. MoneyMutual is in the top spot. FundsGift has a long way to go before they get to that same status.

Let’s be clear. FundsGift is indeed growing at a rapid pace. We are not saying they are not. All we are saying is that they have a long way to go before they get into the top spot in the bad credit loan industry.

In order for FundsGift to take over the top spot, they have to be able to process a lot more loan applications that they are currently doing. In order for that to happen, they have to have a lot more staff. Hiring staff obviously costs money, which would result in their operating expenses increasing.

The reality is, the jury is out. No one knows if FundsGift will take over or if MoneyMutual will maintain the top spot.

FundsGift if you recall are bad credit loan experts. They specialize in the following loans:

  • $500 loans

  • $300 loans

  • Instant loans

  • 24 hour loans

  • No credit check loans

  • Loans for veterans


Final Thoughts: Bad Credit Loans And No Credit Check Loans

In this in depth review we have highlighted the top 18 bad credit loan lenders in America. Let’s be honest with one another for a moment. Are all 18 of these companies good? Obviously not. Some are going to be much better than others.

Notice how we did not provide any details for some of these companies? That was done on purchase.

We provided in depth details for the companies that we think are good bad credit loan lenders. And for the ones that we do not support, we left their information out of this article.

If you are looking for a bad credit loan and want to know which company is the best, look at who we picked for the number one spot. That company was MoneyMutual. They are the best direct lender, off the best customer service and they have many satisfied customers.

If you are looking for a payday loan lender, you don’t need to look any further. Chose MoneyMutual.


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